Yes your second job income will definitely be considered for your home loan. Your lender should ask for copies of your pay stubs for your second job income. Also any recent pension check stubs or bank statements if those are deposited directly in your bank account. Sometimes it is necessary to verify that this income will continue for at least three years. Some pension or retirement plans do not provide income for life. This can usually be verified with a copy of your award letter. If you do not have an award letter, your lender can contact the source of this income directly for verification.