Home Loans For Bad Credit By State

We’ve written a lot about how to find bad credit home loans on this website.

Government programs like the FHA and VA loan programs often come with minimal or non-existent credit requirements and low down payments, making them ideal for first time home buyers.
bad credit home loan by state
If you still want to try for a conventional loan, you can find a co-signer or apply for a rent-to-own contract to build up your credit now so you can apply for a better loan in the future.

State-Specific Programs Can Save You Money

But there are also a great many state-specific programs that can help you find home loans for bad credit. These range from down payment assistance (always useful if you have a bad credit home loan that offsets the risk with a higher down payment) to full-on loan programs.

What’s more, home buyers in different states will have different needs, different expectations, and – of course – different interest rates.

That’s why we’ve written a large number of articles that will help you find home loans for bad credit in the state where you live.

Here they are, collected into one convenient alphabetical list:

Home Loans For Bad Credit By State

(As we collect information for more states, we’ll update this list!)









New York

New Jersey



South Carolina



Washington State


Leslie Rowberry

Leslie Rowberry is a Mortgage Loan Assistant and Real Estate Agent with over 14 years of education and 12 years of experience in various sectors of the industry. She is an expert in helping people buy, sell, or rent property, as well as having an in-depth understanding of credit, the different loan products offered in the United States of America, and all other aspects of the home buying process.

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